Finding the right mortgage is a key step in achieving your homeownership or financial goals. At the Jill + Jess Team, we offer a wide range of loan programs designed to meet the diverse needs of our clients, from first-time homebuyers to seasoned investors.

Each program has unique benefits and features, whether you're looking for a low down payment option, a loan tailored to military families, or a way to tap into your home's equity. Our mission is to simplify the mortgage process while providing expert guidance, ensuring you choose the loan program that fits your lifestyle and goals.

Explore the loan programs we offer below to find the perfect match for your needs. Have questions or need personalized advice? We're here to help every step of the way.

FEATURED LOAN PROGRAMS

Conventional Loans: Flexible options for primary, secondary, or investment properties.

FHA Loans: A great choice for buyers with lower credit scores or smaller down payments.

VA Loans: Exclusive benefits for veterans, active-duty service members, and their families.

Jumbo Loans: Financing for high-value homes beyond conforming loan limits.

Equity Buyout Loans: Tailored solutions for divorce settlements or co-ownership transitions.

HELOCs: Flexible access to your home’s equity for renovations, debt consolidation, and more.

Refinancing Options: Lower your interest rate, adjust loan terms, or tap into your home’s value.

Appraisal Waivers: Simplify the homebuying process with eligible loans that skip the appraisal.

Down Payment Assistance: Looking for a little help with the down payment? These programs designed to help first-time and qualified buyers overcome upfront cost barriers with grants, forgivable loans, or deferred payment options.

Let’s work together to make your dream a reality!